Ø One ‘proof of identity’ and ‘proof of address’ and a recent photogrph are enough to open a bank account.
Ø Your Aadhaar Card , Driving License, Voters Identity Card, Passpor or NREGA card serves as both, proof of identity and proof of address, PAN card only serves as proof of identity.
Ø If your current address is not same as the proof submitted to your bank, a simple declaration of new address is adequate.
Ø Even without proof of identity and address open a saving bank small account by submitting a recent photograph and signature. Enjoy account balance of up to ₹50,000, withdrawals of up to ₹10,000per month and total credits of up to ₹1 lakh per financial year.
Source: Financial Awareness message by RBI